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Home / Loan Programs / Jumbo Loans

Loan Program

Jumbo Loans

Financing above conforming limits, structured around the whole picture.

Overview

What this program is for.

Jumbo files are underwritten on the full picture — assets, reserves, income structure and the property itself — which is exactly where a brokerage is worth more than a single lender. Andrew places jumbo financing with the lender whose guidelines fit your file.

For borrowers with equity-heavy or self-employed income profiles, jumbo and bank statement programs are often evaluated side by side.

Andrew Bryan, CEO & Founder, Miramar Mortgage

Highlights

Jumbo Loans at a glance.

Above conforming limits

Maximum flexibility for home financing on larger loan amounts.

Marketplace shopping

Multiple lender guidelines compared instead of one institution's.

Complex income welcome

Self-employed, equity compensation and multi-entity income considered.

Discretion

A boutique process, handled by the founder.

How It Runs

The same four steps, every file.

01 — Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience, and tells you exactly what you are working with before you start shopping.

02 — Loan Application

A few documents are needed to get your loan file through underwriting. Andrew tells you precisely which ones, once.

03 — Underwriting

Andrew’s team closely evaluates all the documentation in the loan package and clears conditions as they come.

04 — Closing

Documents are drawn and sent to the title company for closing.

Also Consider

Related programs.

First-Time Buyers

Popular loan programs designed specifically for first-time buyers.

Learn more →

FHA Loans

A government-insured loan with flexible qualification options.

Learn more →

VA Loans

Flexible options for eligible veterans and service members, as fixed-rate or ARM mortgages.

Learn more →

Next Step

Let’s talk about your mortgage.

No pressure, no scripts. Just a direct conversation about your goals and the numbers behind them.

Miramar Mortgage Equal Housing Opportunity

Andrew Bryan (NMLS #1369495) is the CEO & Founder of Miramar Mortgage (Company NMLS #2648737), a licensed mortgage brokerage headquartered at 8080 N Central Expy, Suite 1721, Dallas, TX 75206, licensed in Texas and Florida. This is not a commitment to lend. Equal Housing Opportunity.